Welcome to the "Westward Counties (Life & Pensions) Ltd" website

Why use an IFA?

As Independent Financial Advisers we are able to provide personalised advice on a host of areas as follows:

• Pensions
• Savings & Investments
• Protection
• Inheritance Tax Planning
• Mortgages

Your home may be repossessed if you do not keep up repayments on your mortgage.

You can choose how we are paid for mortgages: pay a fee, usually 0.5% of the loan amount, or we can accept commission from the lender

Getting the right advice means speaking to the right people.

We adhere to strict FSA (Financial Services Authority) guidelines, which obligates us to provide advice most suited to your personal requirements, affordability and your risk profile.

Many people think an IFA is only for the wealthy but this is not the case. The majority of our clients are normal everyday people. Our services are open to everyone.

We are directly authorised by the FSA, but are members of Sesame Direct, who provide us with access to a range of support services. Sesame Direct can generally negotiate extremely competitive and exclusive deals with providers. When making recommedations we concentrate on the suitability, risk and strength of new and existing financial products and providers. We hold professional indemnity insurance and are registered under the Consumer Credit Act and Data Protection Act and hold the appropriate licences.

For anyone to find the best products and providers in any market you first have to possess the knowledge, experience and tools to find your way. We look after our clients on a daily basis and understand the financial market and what is important to consumers.

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